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Allied Interstate Harassment

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Typical grievances against Allied Interstate collection agency

 

•           Making collection phone calls for debts that are not supposed to be paid by the consumer. They will also often report the same information on credit reports.

•           Allied Interstate normally sues users over debts they don’t really owe.

•           Allied Interstate Inc. calls and harasses the relatives and household of the debtors.

•           Does not reveal their identity while phoning.

•           Is irritating and aggressive over the phone.

•           Looks at the credit profile but without the debtor’s authorization.

•           Violates FDCPA on a number of counts.

 

How to proceed when you find yourself harassed by Allied Interstate

 

•           Ask for identification: If you’ve been called by Allied Interstate, you might reply to their call and ask the caller to identify himself/herself. If it is a phone call linked to debt collection, demand their physical address.

•           Debt affirmation: Send a validation letter via certified mail with return receipt requested and retain the receipt for future references.

•           Check credit report: Pull your credit report to ascertain if they have reported to the agencies. If they have incorrectly reported to the credit reporting agencies, you can dispute the same with them.

•           Do not settle over phone: Don’t authorize payment on the phone even though you get proper affirmation.

•           Send C&D letter: If you are contacted for a debt you do not owe or where the SOL has ended, you can send them a Cease and Desist letter. After the SOL has expired, you still are obligated to pay the money but you can not be charged for it.

 

 

Cases Against Allied Interstate, Inc.

 

Cash v. Allied Interstate, Inc., 2005 WL 1186189 (S.D. Tex. May 18, 2005). Collection notice declaring that the debt collector may send your debt to a lawyer, recommend a suit, or transfer your debt back to the initial creditor wasn’t discovered to be misleading, deceptive, or a breach of the FDCPA. These kinds of actions were legal options. A debt collection notice sent to the consumer saying that the consumer only had 10 days to pay what was regarded as being threatening. After 10 days, no actual action had been taken, so this notice was false and deceptive.

 

Stebbins v. Allied Account Servs., 1991 U.S. Dist. LEXIS

 

21778 (D. Conn. Sept. 9, 1991). Collector broke the FDCPA by sending a notice to the consumer stating that the consumer should contact the debt collector. This contradicts the fact that the consumer is required to challenge and ask for validation in writing.

 

 

Acheampongtieku v. Allied Interstate, Inc., 2005 WL

 

2036153 (S.D.N.Y. Aug. 24, 2005). Debt collector didn’t violate the FDCPA because they provided the consumer an opportunity to dispute the debt before they reported it to the credit reporting agencies.

 

Contact Allied Interstate, Inc.

 

435 Ford Rd. #800

Minneapolis, MN 55426-1066

Phone: (952) 546-6600 1-800-806-3342 1-866-525-7795

Fax: (952) 595-2311

Web Address: www.irmc.com