Phase I. The Original Creditor The law firms request documents from your creditors and a change of billing address. Your attorney will challenge certain information. Your attorney will send a “billing dispute notice” in accordance with the “Fair Credit Billing Act”.
Phase II. The Third Party Debt Collector Your attorney will sue any debt collector/creditor that
violates the “Fair Debt Collection Practices Act” or “Fair Credit Billing Act”.
Phase III. Law Breakers It is vital you maintain a Debt Communications Log to monitor how many times the law is broken.
Phase IV. Credit Bureaus The “Fair Credit Reporting Act” requires that credit reporting agencies accurately report the status of accounts. The attorney’s ensure that creditors and third party debt collectors do not unlawfully report inaccurate data.
Credit Repair
While in our program it is common for creditors to leave negative remarks on your credit report. There are laws put in place to protect your credit score while in a billing dispute. Unfortunately, creditors will bypass these laws in order to pressure you into making a payment, by ruining your credit score. We provide customers with credit repair services and will do our best to undo the damage they might have done. All we need is a copy of your tri-merge credit report wich can be obtained HERE and just fax it in to 954-510-7840